कॉर्पोरेट बँकिंग धोक्याचे

^maVr` [aPìh© ~±Ho$À`m Am§V[aH$ H¥${VJQ>mZo ~±qH$J Zm|XUr A{Y{Z`_, 1949 _Ü`o XþéñVr H$ê$Z ~S>çm H$m°nm}aoQ> Am{U Am¡Úmo{JH$ KamÊ`m§Zm ~±qH$J joÌmV CVaÊ`mMr AZw_Vr XoÊ`mMm àñVmd {Xbm Amho. {~Ja~±qH$J {dÎmr` H§$nÝ`m§Zm (EZ~rE\$gr) nadmZJr XoÊ`mMmhr Xþgam àñVmd Amho. 50,000 H$moQ>r én`o Am{U Ë`mhÿZ A{YH$ AmH$ma Am{U EH$m XeH$mMo “Q´>°H$ aoH$m°S>©’gmo~V `m H§$nÝ`m§Mo ~±Ho$V ê$nm§Va hmoD$ Úmdo, Agm hm àñVmd Amho. ho àñVmd dñVwV… ~S>çm H$m°nm}aoQ> KamÊ`m§gmR>r ~±qH$J joÌmMo XadmOo CKS>Ê`mMo _moXr gaH$maMo BamXo ñnï> H$aUmao AmhoV. ho YmoH$mXm`H$ àñVmd AgyZ, Amnë`m {dÎmr` àUmbtMo Ë`m_wio ZwH$gmZ hmoUma Amho. bmoH$m§Mm ~MVrMm n¡gm ~wS>Ê`mMr OmoIr_ `m àñVmdmV Amho.
Oa Agm H$mhr {ZU©` KoVbm Jobm, Va A§~mZr Am{U AS>mZr ho WoQ> ~±H$ gwê$ H$aÊ`mMm àñVmd XoD$ eH$VmV Am{U H$m°nm}aoQ> joÌmH$Sy>Z AmYrnmgyZM Mmb{dÊ`mV `oV Agboë`m EZ~rE\$grMo ê$nm§Va ~±H$m§_Ü`o hmoD$ eH$Vo. Q>mQ>m, Am{XË` {~bm© J«wn Am{U ~OmO `m§À`m _mbH$sÀ`m EZ~rE\$gr H§$nÝ`m ApñVËdmV AgyZ, Ë`m§Mo ê$nm§Va ~±H$m§_Ü`o hmoB©b. H$m°n}amoQ> Am{U Am¡Úmo{JH$ KamÊ`m§H$Sy>Z ~±H$m Mmb{dë`m OmD$ bmJë`m Va bmoH$m§À`m ~MVrMm n¡gm WoQ> Ë`m§À`m hmVmV `oB©b Am{U hr KamUr hm n¡gm WoQ> CÚmoJm§H$S>o didVrb. {dÎmr` joÌmVrb {Z`_ZmMr n[apñWVr nmhVm, ~±H$m§Mo àdV©H$ _mJ©Xe©H$ {Z`_mdbrH$S>o ghOnUo H$mZmS>moim H$ê$ eH$VmV Am{U Amnë`m ñdV…À`m {~Ja{dÎmr` ì`mdgm{`H$ {hVm§gmR>r {ZYrMm dmna H$ê$ eH$VmV.
Am¡Úmo{JH$ KamÊ`m§H$Sy>Z ~±H$m Mmb{dÊ`mV Amë`mg ^{dî`mV Z¡{VH$ OmoIr_ Am{U H$O©dmQ>nmVrb {dH¥$VtZm Vo Am_§ÌUM R>aob. eoVH$ar VgoM bKy Am{U _Ü`_ CÚmoJm§Zm H$Om©nmgyZ `m ~±H$m XÿaM R>odVrb. {dÎmr`-Am¡Úmo{JH$ g_yhm§er g§~§{YV ~S>çm H§$nÝ`m§Zm gmo`rÀ`m AQ>r-eVvgh gwb^nUo H$O© {_iob. 1969 _Ü`o ~±H$m§Mo amï´>r`rH$aU H$aÊ`mV Ambo, Ë`m_mJo gdmªV _hÎdmMm hoVy ~±H$m Am{U H$m°nm}aoQ> KamUr `m§À`mVrb An{dÌ gmQ>obmoQ>o VmoS>Ê`mMm hmoVm. `m KamÊ`m§Zr H$O©{dVaUmMr à{H«$`m {dH¥$V H$ê$Z Q>mH$br hmoVr. VgoM H¥$fr Am{U bKy, _Ü`_ CÚmoJm§Zm `m ~m~VrV _mJo R>odë`m_wio {dH$mgXamV _moR>r KgaU Pmbr hmoVr. J[a~r {Z_©ybZmVhr VmoM _moR>m AS>Wim R>abm hmoVm.
OwÝ`m H$mimV, amï´>r`rH$aUmnydu g§`wº$ dm{UpÁ`H$ ~±Ho$Zo {~bm© CÚmoJg_yhmbm g_W©Z {Xbo hmoVo, Amo[aEÝQ>b ~±H$ Am°\$ H$m°_g©Zo Wmna H§$nÝ`m§Zm g_W©Z {Xbo hmoVo. g|Q´>b ~±H$ Am°\$ B§{S>`m hr Q>mQ>m§À`m g_yhmbm OmoS>Ê`mV Ambr Am{U n§Om~ Z°eZb ~±H$ VgoM `w{Zìhg©b ~±H$ Am°\$ B§{S>`mbm gmhÿ-O¡Z g_yhmZo {Z`§{ÌV Ho$bo hmoVo. _moXr gaH$maÀ`m H$m`©H$mimV Am{W©H$ V§Ì Am{U ì`mnmamÀ`m A{YH$m§g joÌm§_Ü`o _moOŠ`mM KamÊ`m§Mo dM©ñd Amho Am{U H«$moZr H°${nQ>{bO_ (^mB©-^{VOmdmX) ~moH$mibm Amho. Aem H$mimV H$m°nm}aoQ> ~±H$m§Zm AZw_Vr XoUo ho EH$ à{VJm_r Am{U hm{ZH$maH$ nmD$b R>aob. ^m§S>dbmMo H|$ÐrH$aU Am{U dmT>Vr {df_Vm hr `m àUmbrMr AnË`o AgVrb.
ImgJr ~±H$m§À`m EH$m Zì`m {nT>rbm nadmZo XoÊ`mg 1993 _Ü`o gwédmV Pmbr hmoVr. na§Vw `ynrE gaH$maÀ`m H$m`©H$mimV Ho$di 2013 _Ü`o ~±qH$J bm`goÝggmR>r AO© H$aUmè`mgmR>r [aPìh© ~±Ho$À`m _mJ©Xe©H$ {Z`_mdbr_Ü`o {~Ja{dÎmr` H$m°nm}aoQ> g§ñWm§Zm nmÌ R>a{dÊ`mgmR>r ~Xb H$aÊ`mV Ambo hmoVo. Ooìhm àdoemMr AZw_Vr {Xbr Jobr hmoVr, Voìhm `m g§ñWm§À`m {~Ja{dÎmr` ì`dgm`m§nmgyZ {dÎmr` H$m_H$mOm_Ü`o qH$dm ~±qH$J H$m`mª_Ü`o [a¨J-\o$qgJ H$aÊ`mMo gmYZ åhUyZ {~Ja gaH$mar hmopëS>¨J H§$nZrÀ`m _mÜ`_mVyZ H$m_H$mO H$aÊ`mgma»`m {Z`_m§À`m A{YZ Ho$bo OmUma hmoVo. AWm©V, ho _mJ©Xe©H$ {Z`_ Omhra Ho$bo Agbo Var AmVmn`ªV Omar H$aÊ`mV Amboë`m 14 bm`goÝgn¡H$s EH$hr H$m°nm}aoQ> KamÊ`mH$S>o Jobobo Zmhr. Am`S>rE\$gr Am{U ~§YZ ~±H$ Aer Ho$di XmoZ bm`goÝg 2013 _Ü`o XoÊ`mV Ambr. `m {dÎmr` g§ñWm hmoË`m Am{U {~Ja{dÎmr` H$m°nm}aoQ> H§$nÝ`m ZìhË`m.
1993 Z§Va bm`goÝg {_imboë`m ImgJr joÌmVrb ~±H$m§À`m ZdrZ {nT>rMm AZw^d àoaUmXm`r ZìhVm. `mVrb Ho$di ZD$ ~±H$m gÜ`m ApñVËdmV AmhoV. `mVrb H$mhr AZw^d Va A{Ve` dmB©Q> hmoVo. CXmhaUmW©, ½bmo~b Q´>ñQ> ~±H$ Am{U `og ~±Ho$À`m àdV©H$m§Zm \$gdUyH$ Am{U _Zr bm±qS´>JÀ`m Amamonm§Mm gm_Zm H$amdm bmJV Amho. ImgJr ~±H$m§Zr amï´>r`rH¥$V ~±H$m§_Ü`o dmT>V Agboë`m W{H$V H$Omª_wio (EZnrE) Ho$di 2015 _Ü`o Amnbm {hñgm dmT>{dbm. H$mhr ng§VrÀ`m H$m°nm}aoQ²>gZm Amoìha EŠgnmoOa {Xbo Joë`m_wio hm EZnrE doJmZo dmT>bm. na§Vw 2013 À`m _mJ©Xe©H$ {Z`_m§Zr ~±H$m§Mo amï´>r`rH$aUmZ§Va Or gmdY{Jar ~miJm`bm hdr hmoVr, Vr ~miJÊ`mÀ`m à{H«$`oMr gwédmV gwê$ Ho$br. H$m°nm}aoQ²>gZm ~±H$m Mmb{dÊ`mMr nadmZJr {_iy Z`o, `m Ñï>rZo hr à{H«$`m hmoVr. [aPìh© ~±Ho$Mm Ahdmb `m à{H«$`obm nwT>o ZoUmam AgyZ, H$m°nm}aoQ²>g Am{U Am¡Úmo{JH$ KamÊ`m§Zm ~±H$m Mmb{dÊ`mgmR>r Agm VH©$ àXmZ H$aUmam Amho H$s, H$m°nm}aoQ²>g hm ^m§S>dbmMm EH$ {ZpíMV òmoV Agy eH$VmV Am{U Amnbm AZw^d, ì`dñWmnZ H$m¡eë` Am{U ~±qH$JgmR>r aUZrVrMr {Xem Vo _O~yV H$ê$ eH$VmV. Xhmn¡H$s EH$ VÁk gmoSy>Z BVa gdmªZr H$m°nm}aoQ> Am{U Am¡Úmo{JH$ KamÊ`m§Zm ~±H$ Mmb{dÊ`mg nadmZJr XoÊ`mÀ`m {damoYmV gya bmdbobm AgVmZmgwÕm Am`S>ãë`yOrZo hm g„m XoÊ`mMm _mJ© Adb§{~bm `mMo AmíM`© dmQ>Vo. [aPìh© ~±Ho$Mo àñVmd gaH$maH$Sy>Z ào[aV AgVmV, Agm g§e` `m KS>m_moS>t_wio {Z_m©U hmoVmo.
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